Piqua, Troy and Tipp City real estate and homes for sale in Ohio - Cyndie Scott, REALTOR® Cyndie Scott REALTOR(r) for Piqua, Troy and Tipp City, Ohio real estate - NUMBER1EXPERT™ Cyndie Scott NUMBER1EXPERT(tm) for Piqua, Troy and Tipp City, Ohio real estate
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Cyndie Scott, REALTORŪ, real estate agent and broker for Piqua, Troy and Tipp City Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me at 937-371-1719.

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First Time Homebuyers: Piqua, Troy and Tipp City Ohio home buying, real estate listings, and homes for sale in Miami County, OH
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Piqua, Troy and Tipp City real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

 



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My free reports are a great resource for helping you to make a wise decision when deciding to purchase a home. 
I will provide you with extensive information on the planning process, tid bits on how to find the right home suitable
 to your lifestyle, financing, making an offer, and more.
 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >As Closing Approaches

If you are selling a house that is under contract and scheduled to close in a few weeks, what can you do to make the transfer of ownership as easy as possible for you and your buyers?

Keep in close contact with your real estate agent so that you will know if there are any changes in the closing schedule. On the day the property changes hands, your house should be empty, clean and ready for the buyer. Contact all of the utility companies to let them know that you are moving and give the service company the buyer's name (the buyer must follow up with calls to confirm). Don't turn off the gas or electricity because the buyers need to confirm that the appliances are in working order. Let your insurance company know ahead of time that you are selling the house and arrange for your coverage to be transferred to your new home. The most important thing is to start the process well in advance in order to avoid any last-minute complications.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Cyndie Scott, REALTORŪ, real estate agent and broker for Piqua, Troy and Tipp City Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndie Scott, Broker/Owner
Cyndie Scott & Associates

Phone: 937-371-1719
Fax: 937-535-0687
Email: cyndie@cyndiescott.com

I want to be your realtor for life. I will give you outstanding service and excellent care in every real estate transaction.

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